The Convenience of Auto Title Loans

Posted on January 4, 2011 by admin

Melissa got a call today that her whole family was coming up to spend a week with her. She had plenty of room in her house, but she couldn’t afford to put food in the house, or the gas to get to the airport to pick everyone up. She was in a real pickle. She needed to get extra blankets. She needed to get the extras around the house such as toiletries and soap. She also was worried about the increase in her power bills, and had no idea how she would pay that too. Melissa had been through a difficult time. After being laid off from her job of 15 years, she was only able to find employment at a small company at $2.00 less an hour than she was making before. She really couldn’t afford everyone to come up for Thanksgiving and stay the whole week, but she missed her family so much, and knew they had nowhere else to go. That’s when she thought about a car title loan.
She had heard from a friend about El Paso auto title loans. She heard they were fair and had good rates so she went online to find them. She filled out the online form. Within minutes she received her quote and preapproval. They were able to give her the cash she needed by using the model, make, mileage and year of her car. They didn’t even run her credit report. They didn’t care about the foreclosure she was fighting, or the fact that she had filed bankruptcy two years ago. She was able to get the cash she needed the same day. She was totally shocked at how easy the payments would be and how low the interest rate was.

Do you need cash fast?

Do you have bad credit, or no credit and the banks turn you down. You don’t know where to turn to get the cash you need. Try El Paso auto title loan. We can get you the cash you need, the same day you apply. Go online, fill out the simple form, and we can have your quote and preapproval sent to you within a very short time. It doesn’t matter if you have had a foreclosure, bankruptcy, or even a prior repossession. As long as you have a clear title, we can create a loan for you. If you don’t like using the internet, give us a call. We have customer service representatives waiting to help you. We can get you the cash you need, when you need it. There isn’t a pile of paperwork, there is no waiting period, and there are no prepayment penalties. Once you have been approved, you can come in and pick of your money or we can deposit it into you account. The choice is yours.

Did we mention that we have the lowest interest rates in the state?

We do. Unlike the banks and other lending companies, who charge interest on the whole loan, and charge a prepayment penalty if you pay off early, we only charge interest on the balance, and have no prepayment penalty. Fill out the simple online form and let us help you with that cash problem you need solved.

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No Fine Print, No Credit Checks, No Pre-Payment Penalties

Posted on December 22, 2010 by admin

It is quick and effortless to get an auto title loan through El Paso Car Title Loans.  We are the very best car title loan business in El Paso, Texas.  No extended lines to stand in, no bank officer to speak with, no stacks of paperwork and no waiting weeks for all of the red tape to clear.  We can give you a car title loan within a couple hours of applying.  We guarantee customer satisfaction.  If you decide to pay back the loan early, El Paso Car Title Loans will not charge a prepayment penalty like most lending institutions, and we have some of the lowest interest rates in the city of El Paso.  Our title loans are based a percentage of the value of your automobile.  Should you have a clear title, you can get an auto title loan from us.  We consider the mileage, make, model and year of your vehicle to discover the fair industry value.  The amount of our title loans are in accordance with the value of your vehicle.

Situations beyond your control or expectancy can arise out of nowhere. Without warning, you may have a situation in which you need cash fast and do not have time to waste waiting for the bank to have all their .  Banks take into account your credit rating to see if they will lend money to you.  If you have a single blemish on there, they will turn you down flat.  At El Paso Car Title Loans, we don’t think about your credit ratings when applying for a car title loan.  We don’t care if you have poor credit, no credit, foreclosure, bankruptcy, or past repossession.  As long as you have a clear title for the vehicle, we can give you an auto title loan.  Fill out the easy web application, and within minutes you’ll have your quote sent to your phone or e-mail inbox and be pre-approved.  One of our title loan specialists will contact you to finalize the process, and give you the money you need in one of our nearby locations, in your home, or deposited into your bank account the same day you apply.  No one in Texas can give you a loan of the ease and quickness that we can.

Our Car Title Loans are Actually Affordable

When you go to the bank or another lending institution, the fine print will tell you that there is a prepayment penalty.  Why do they have this fee?  Simply because they want every penny they can get out of you.  Their high interest rates on very short term loans are their main line of profit.  The penalty covers any interest they will lose in case you pay the loan off early.  We don’t have a prepayment penalty as part of our car title loans.  Actually we are very happy should you can pay the loan off sooner.  We now have significantly lower interest rates than any of the other lenders in the city of El Paso, and we only charge interest over the current balance.

El PasoCar Title Loans is here to help you.  Our company was established to help the people who can’t get support anywhere else.  We have some of the lowest rates in Texas.  The banks can’t match our low rates.  As long as you’ve got a clear title for the car, we can produce a car title loan for you for generous amounts, at payments you are able to afford.  We only charge interest over the current amount owed, in contrast to the banks who figure their interest over the whole amount of the loan.  Call us at the number on the top of the screen or fill out the easy online application.  We can put money in your wallet the exact same day you apply.  Contact us now!  Don’t waste time calling around or driving around aimlessly looking for a place to obtain a loan.  El Paso Car Title Loans can assist you today.

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A Heart-Warming Story for the Holidays

Posted on November 23, 2010 by admin

Happy Thanksgiving from the customer service reps at El Paso Car Title Loans!

The Holidays are right around the corner and next is New Year’s, meaning now my wife and I will be either falling short on bills or not being able to get the kids all the gifts that they wanted this year.  My brother suggested looking into car title loans as an option to get money to pay our expenses.  My wife found out that interest rates to borrow a loan in El Paso vary between 15-30% monthly, but we found a great website that changed our opinions, called El Paso Title Loans.  There are lenders located all throughout the Texas area offering an only 8.123% interest rate, which is the lowest interest rate in Texas!  Not only that, but the pay back terms were wonderful!

We were able to take out a car title loan with not only the best rate available, but we’re able to pick out what term we  wanted to pay the loan back. The maximum time our lender was able to accept payment is 42 months, which is nearly 4 years.  When my father borrowed a car title loan from another company, the lender forced them to pay their loan in a short amount of time, and the interest would start piling up.  Our lender found from El Paso Title Loans was was much different than any other car title lender, and helped us get out of ruining our credit.

We took out as much money as we were able to get and ended up with a 6 month term and found out that we were able to pay it back at our own pace.   El Paso Title Loans made things very convenient, we had the option to pay the loan basically as quickly as we would like, and we also found out that our lender provides a 10 day grace period in case something were to come up and we were not able to pay right on time.  We ended up applying and taking out the loan the very same day, and processing time was very fast with El Paso Title Loans.

I believe that if the bills pile up again, we are definitely going to keep El Paso Title Loans.  This lender is highly recommended and is going to help us this Holiday Season!

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Come on down to El Paso Car Title Loans for a great rate!

Posted on November 15, 2010 by admin

Howdy! I want to tell you Texans how to get a the hottest car title loan interest rates in Texas! I’ve found that El Paso Car Title Loans offers the lowest rate in Texas for an auto title loan. Their rate is a low 8.1% In fact many people have chosen to refinance their current car title loan for a lower rate.  To refinance your title loan, just apply online or call our number and we’ll help you every step of the way. It’s convenient and it’s a great way to come into some extra money for the Thanksgiving holiday.

Most people call this a car title loan, but it’s formally known as an auto equity loan. The difference between an auto title loan and an auto equity loan at first may seem very small but after further investigation I have found some remarkable differences. The first and most important difference from an auto equity loan and a car title loan is the interest rate. This really is another way of saying how much interest you will have to pay when you pay back your loan.  Most title loan companies in Texas will charge anywhere from 25-30% per month. However, an auto equity loan’s rate is much, much, much smaller.

We usually lend at a rate of 8%, which in the car title loan industry is remarkable. 30% is a huge interest rate.  Imagine if you borrowed $2000 Now imagine having to pay that amount back with with 30% on top of it. Now that doesn’t even sound legal, does it? However after reading my blog on “how to get the lowest rate in El Paso” you no longer have to tolerate such a high rate. Now make a visit to El Paso Car Title Loans or apply on their website so you can take advantage of this low, low rate! It’s extremely simple to borrow money from El Paso Car Title Loans. All that’s required is the title to your vehicle and you are on your way to borrowing cash at the lowest rate in El Paso.  Apply now and ask about getting a free $20 gas card with your loan!

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El Paso Car Title Loans – Apply for a loan and get approved today!

Posted on November 4, 2010 by admin

Welcome to our first blog post!  We are the number one car title loan company in the Lone Star state!  You should know that a car title loan is a great idea for a person with bad credit history.  When you get a car title loan, you use your vehicle as collateral, you get your loan and you still get to drive your car.  Once you decide you want a car title loan, you can go to our website and apply online.  With El Paos Car Title Loans, we have the lowest interest rates in the state of Texas.  Our rate starts at 8%.  Another reason we are the best company to give you a car title loan is because of our flexible payment options.  Another reason we are are the best title loan company is because we will give you a loan and let you let you pay it in 42 months.  However, if all you need is a short term loan, we can provide you with that as well.  Our competitors usually only give short term loans for 30-90 days.

Another way we are different than the competition is because we have no pre-payment penalties.  Other companies may penalize you for pre-payments, but at El Paso Car Title Loans, you can pay it off as early as you want without any fees.  We can give you pre-approval online before you even come to our location.  Other places may ask you to come in and then refuse to give you a loan.  With us you will know how much money you can get before you leave your home.  You can come to us or we can come to you to get your money in your hands.  The important thing is that you get the money you need.  Our various loan plans are what help us give you a better loan that suits your needs.  With our 400 locations, we are sure to have a location near you so you can get a car title loan today.

You simply need to give us the make, model, miles and year on your car for us to know how much cash we can give you.  We are the only title loan company in Texas that can give you cash in one hour from completion of your title loan application.  Fill it out now to see how fast you can get your money.  We can put your cash in your hand on the same day you apply for the loan.  We understand that people require money in this bad economy.  Please give us the chance to help you by giving you a car title loan.  The loan process is fast and easy.  Call or Apply today!

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